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ginz88
75 Posts
ginz88
75 Posts
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ginz88

Joined 29 March 2009
Loyal Member
9 years9 yearsginz88ginz88 posted:
2nd home loan

Hi, thanks for replying.
This loan would be for my second property. I intend to lease it out for a couple of years then move in. Currently my…

9 years9 yearsginz88ginz88 posted:
2nd home loan

Hello everyone, I'm after a bit of advice for a second home loan, considering if i fit the requirements.
Currently I have an IO loan on a property I used to…

12 years12 yearsginz88ginz88 posted:
Current loan question

Hi all, i've got a home loan with westpac.
In 2009 i borrowed 370k(100k deposit) for my first home. November last year, i needed a top up, just another 30k.…

13 years13 yearsginz88ginz88 posted:
Somerfield Estate Keysborough

Thanks a lot for the info. And yes that would be nice if you could give me some contacts :)
Much appreciated.

13 years13 yearsginz88ginz88 posted:
Somerfield Estate Keysborough

Hi all, we are planning on building a pergola at the rear and wondering if i need council approval. Our house finishes 4m from the back fence, plan on building…

13 years13 yearsginz88ginz88 posted:
Our new home with Burbank!!!

Hi Ashie,
I just finished my Evolution 2300. I built in Somerfield Estate in Keysborough. Expensive land, 400sqm at 284k. I think Burbank's contract stage is the worst,…

13 years13 yearsginz88ginz88 posted:
When to get home insurance?

Thanks heaps. I better hurry and get home insurance then, been living in my new home for 1 month with out insurance.

13 years13 yearsginz88ginz88 posted:
When to get home insurance?

Thanks all, and another question :)
Is builders insurance same as building/home insurance??? When i signed the contract to build, QBE issued me or my builder…

13 years13 yearsginz88ginz88 posted:
When to get home insurance?

My home has just finished building and wondering when to get home insurance. I am buying 80% brand new furniture. Should i wait till i finish getting all…

13 years13 yearsginz88ginz88 posted:
Somerfield Estate Keysborough

wow, lucky you!! im looking at around $4000.

13 years13 yearsginz88ginz88 posted:
Somerfield Estate Keysborough

Thanks a lot Reflect, been waiting a week for a response :). How much did your driveway cost by the way? I get my…

13 years13 yearsginz88ginz88 posted:
Somerfield Estate Keysborough

How do you submit a driveway design for DAP to approve. Im just planning on have exposed aggregate. Thanks in advance

13 years13 yearsginz88ginz88 posted:
Somerfield Estate Keysborough

Congratz!!! Had my PCI today and booked in for settlement 2 weeks from now. Mine also took 4 months to build, considering i bought the block in Dec…

13 years13 yearsginz88ginz88 posted:
Building with Burbank...

Welcome, I got the $5000 edge studio voucher, but i signed the contract Dec 2009. I actually just had my PCI (Practical Completion Inspection). Yes, the admin stage…

13 years13 yearsginz88ginz88 posted:
Somerfield Estate Keysborough

Thanks Reflect and Kallu. Im taking my family down with me, so we can quadruple check the house :)

13 years13 yearsginz88ginz88 posted:
Somerfield Estate Keysborough

CONGRATZ Reflect!!! I got my inspection this friday, so im guessing 2 weeks after that i get my keys :)
Also, any tips on the inspection?
Regards

13 years13 yearsginz88ginz88 posted:
Somerfield Estate Keysborough

Guys and girls. Your stages aren't the only ones that have been delayed. Nearly every single stage in Somerfield has been delayed or being delayed. Im in…

13 years13 yearsginz88ginz88 posted:
Burbank Generation 26

Im building the Evoltion 23 form burbank. Base price 158k, custom mods 52k. Total 210k.
My experience with them so far is ok. Contract stage is incredibly…

13 years13 yearsginz88ginz88 posted:
Somerfield Estate Keysborough

Isnt fibre optic suppose to be a good thing for us? Yes, its expensive but isnt everything new expensive?
Anyways, hows everyones build? We just finished the roof tiles,…

13 years13 yearsginz88ginz88 posted:
Ginzy's Evolution From Burbank!!!

Wow, you have a massive house :)
We also have the same roof tiles ;)

13 years13 yearsginz88ginz88 posted:
Ginzy's Evolution From Burbank!!!

Hi all, time for my own thread. Thought i share my experience, and hopefully learn more new things from your experiences.
A little background. Im building in Somerfield, a…

13 years13 yearsginz88ginz88 posted:
Personal Loan - who to go with?

Thanks alot shape, I get the drift now. Learn something new everyday :)

13 years13 yearsginz88ginz88 posted:
Personal Loan - who to go with?

So do you reckon I should use the equity rather than get a personal loan?

13 years13 yearsginz88ginz88 posted:
Personal Loan - who to go with?

Hi all,
I didnt want to start a new thread, so i hope you guys dont mind me posting here. This is also regardng personal loans.
I recently been…

13 years13 yearsginz88ginz88 posted:
Offset vs Redraw

Thanks a lot Helyn.

13 years13 yearsginz88ginz88 posted:
Offset vs Redraw

People have different reasons for preferring offset or redraw but this shouldnt be one of them - makes absolutely no difference from an IP tax deductibility point of view.
Thanks for…

13 years13 yearsginz88ginz88 posted:
Offset vs Redraw

Thanks everyone. That's a lot of help.

13 years13 yearsginz88ginz88 posted:
Somerfield Estate Keysborough

Me too, I'm also playing the waiting game with my builder. The DAP rejected my build and I had to change the garage and the roof tiles. 2 days ago…

13 years13 yearsginz88ginz88 posted:
Offset vs Redraw

Having saying that, i could or hopefully buy another property for investing. If that matters.

13 years13 yearsginz88ginz88 posted:
Offset vs Redraw

Hi everyone, I've just been approved by Westpac for the Rocket Repay Homeloan (10 years interest only). This will be my primary property, just wondering which option will save…

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