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Holly_wood81
19 Posts
Holly_wood81
19 Posts
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Holly_wood81

Joined 11 February 2015
Junior Member
9 years9 yearsHolly_wood81Holly_wood81 posted:
Home Loan Approval Time for 97% LVR

refinancing the land and adding construction

9 years9 yearsHolly_wood81Holly_wood81 posted:
Home Loan Approval Time for 97% LVR

No not yet still waiting

9 years9 yearsHolly_wood81Holly_wood81 posted:
Home Loan Approval Time for 97% LVR

hopefully :) THANKS
not sure if they can issue conditional home loans pending val?
But yes fingers crossed we hear something by EOD :)

9 years9 yearsHolly_wood81Holly_wood81 posted:
Home Loan Approval Time for 97% LVR

Credit checks have been done :)
Got the Veda notification this morning YAY
Can't believe I can get excited about getting a credit check done
:z:

9 years9 yearsHolly_wood81Holly_wood81 posted:
Home Loan Approval Time for 97% LVR

Thanks Rebecca it is hard especially when it's the second time round
:)

9 years9 yearsHolly_wood81Holly_wood81 posted:
Home Loan Approval Time for 97% LVR

OMG really I had no idea
is this with all banks??
No he said he submitted online.
Yes we get the alerts from Veda and nothing has come through.

9 years9 yearsHolly_wood81Holly_wood81 posted:
Home Loan Approval Time for 97% LVR

Yes Bank of Melbourne
That's good they can do a valuation and all the checks within 5 days.
It's already been three days for us and they haven't even done a credit…

9 years9 yearsHolly_wood81Holly_wood81 posted:
Home Loan Approval Time for 97% LVR

Was that conditional approval or unconditional
Our broker applied with another bank on Monday, said he is still waiting for a prompt whatever that means....
I know it has only been 3…

9 years9 yearsHolly_wood81Holly_wood81 posted:
Home Loan Approval Time for 97% LVR

WOW that is fantastic!! Congrats!!
Did you go through a broker or direct with the ANZ.
We were going to go with them but our broker said they only offer 90% LVR…

9 years9 yearsHolly_wood81Holly_wood81 posted:
Home Loan Approval Time for 97% LVR

bank of melbourne hopefully wont take another 8 weeks :(

9 years9 yearsHolly_wood81Holly_wood81 posted:
Home Loan Approval Time for 97% LVR

ME bank did have a good deal but the wait of 8 weeks is hideous not worth it if you ask me!!
Some other bank only take a week or…

9 years9 yearsHolly_wood81Holly_wood81 posted:
Home Loan Approval Time for 97% LVR

I think once they did the valuation it all goes to insurer for formal approval

9 years9 yearsHolly_wood81Holly_wood81 posted:
Home Loan Approval Time for 97% LVR

Anyone know the turn around time for Bank of Melbourne

9 years9 yearsHolly_wood81Holly_wood81 posted:
Carpet Underlay help!!

::
awesome :) thanks

9 years9 yearsHolly_wood81Holly_wood81 posted:
Carpet Underlay help!!

I guess this is where the metal edging will help where the tiles meet the carpet so it looks the same level.

9 years9 yearsHolly_wood81Holly_wood81 posted:
Carpet Underlay help!!

Thanks yes this is a Dunlop ultimate 10mm foam underlay it's not cheap HOWEVER im not worried about the cost but worried more that it will sit high if the…

9 years9 yearsHolly_wood81Holly_wood81 posted:
Carpet Underlay help!!

Thank you! Much appreciated
No not a reno new build :D

9 years9 yearsHolly_wood81Holly_wood81 posted:
Carpet Underlay help!!

Hi. Is 10mm Foam underlay too high for under a cut pile 9mm carpet?? Am worried will make carpet sit too high?
Thanks

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