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Innovator
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Innovator

Brisbane QLD
Joined 9 September 2009
Junior Member
15 years15 yearsInnovatorInnovator posted:
fastest ways to make money in realestate.

Can anyone help me with this question???
What in your experiences are the 7 fastest ways to make money in real estate. I am looking to find the most experienced investors…

15 years15 yearsInnovatorInnovator posted:
top questions that need answers before you get a home loan

Hi everyone, I was hoping that some of you may be able to help me out. I am looking to write a report to assist home buyers, people that need…

15 years15 yearsInnovatorInnovator posted:
Stressed out and Frustrated! What to do now?

I feel your frustration, however in relation to owner builder loans they create huge nightmares for lenders as 9 out of 10 do not get finished completely, which is why…

15 years15 yearsInnovatorInnovator posted:
Final payment question.....

In most cases ( in fact 99.9999% of the time) banks are required to do a valuation on completion. It is a security measure to ensure that the house has…

15 years15 yearsInnovatorInnovator posted:
Mortgage Protection Insurance Vs Income Protection Insurance

First let me say, I have the qualifications to give the advice elastic, however that was not what I was trying to do, merely explain the difference between the cover…

15 years15 yearsInnovatorInnovator posted:
Do I really need a broker?

Couldn't agree more thlo and so they should. I have had a lot to do with the MFAA myself over the last 15 years or more. Minimum standards for education…

15 years15 yearsInnovatorInnovator posted:
Mortgage Protection Insurance Vs Income Protection Insurance

Mortgage Protection Insurance, covers the debt primarily and should not be confused with Lenders Mortgage Insurance which only covers the lender in the event of default.
Mortgage Protection Insurance /…

15 years15 yearsInnovatorInnovator posted:
Do I really need a broker?

First, let me say I am not a broker, however work in a similar capacity to one directly for a major bank. As a mortgage Innovation Manager I am not…

15 years15 yearsInnovatorInnovator posted:
Finance advice needed - REF, Offset

In relation to you wanting to pay the broker, I would offer you this to think about. If he / she was doing there job correctly in the first place,…

15 years15 yearsInnovatorInnovator posted:
Mortgage Protection Insurance Vs Income Protection Insurance

In my opinion some form of Loan Protection Insurance is a must. The major Bank I work for offers it with it home loans as do a number of other…

15 years15 yearsInnovatorInnovator posted:
Home Loans for First home Buyers

There's not much chance of property prices dropping much... best to get a rich relative to help.
By the way the First Home Owners grant will still have the boost payment…

15 years15 yearsInnovatorInnovator posted:
Home loan with Commonwealth Bank

The answer is simple. Deal directly with the bank or a Mortgage Innovator like myself. Bank staff have different channels to the brokers which are always snowed under. I act…

About

Occupation

Mortgage Innovation Manager Commonwealth Bank

Interests

Archery, real estate investment, home renovation

Joined homeone
9 September 2009

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