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Izzehz
131 Posts
Senior Member

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Izzehz

Melbourne
Joined 13 April 2010
Senior Member
6 years6 yearsIzzehzIzzehz posted:
Considering a knock down rebuild - price?

Thanks for that. I realised after I hit post that I should have included that info.
House is brick veneer - 3 bed, 1 bath, 1 living area. I would…

6 years6 yearsIzzehzIzzehz posted:
Considering a knock down rebuild - price?

Hoping someone can give me a guide as to price for a knock down rebuild? I know this is a bit like asking how long is a piece of string,…

6 years6 yearsIzzehzIzzehz posted:
Layout suggestions for east facing block

Thanks! That plan does looks like it could work. Do you know the name of the plan?

6 years6 yearsIzzehzIzzehz posted:
Layout suggestions for east facing block

Oh sorry, should have mentioned that the block is 18-19 metres wide, so we have enough space to have some yard on the side. All the plans I can find…

6 years6 yearsIzzehzIzzehz posted:
Layout suggestions for east facing block

Hi!
We built our house 8 years ago, and have now decided that we would like to build an investment property in South East Vic. We got the orientation wrong on…

12 years12 yearsIzzehzIzzehz posted:
When to get house insurance?

I started looking for quotes for insurance once we had a date for handover.

13 years13 yearsIzzehzIzzehz posted:
Home Loan Re-finance

Loan remaining is approx $275,000. I had tried a few months ago just asking for a reduction, they said they couldn't do anything, so I told them I could get…

13 years13 yearsIzzehzIzzehz posted:
Home Loan Re-finance

I had a rate of 7.31% with CBA. Rang and told them I had been offered 6.97% with another bank, and they matched it. Just like that. I hadn't actually…

13 years13 yearsIzzehzIzzehz posted:
Mice

Is it normal for mice to just leave? I have had traps set around the house that haven't been touched. We have only caught one mouse, and have seen one…

13 years13 yearsIzzehzIzzehz posted:
What's for dinner?

Roast chicken here, too. With roast potato, carrot, onion and peas and gravy. Mmm smells good!

13 years13 yearsIzzehzIzzehz posted:
Mice

This is my first time being out of home - been here just over a year now, and this is the first time I have ever had to deal with…

13 years13 yearsIzzehzIzzehz posted:
Mice

Men just don't get it, do they? I was screaming when I saw the first one, all the bf could do was laugh and ask if he could film it.…

13 years13 yearsIzzehzIzzehz posted:
Mice

There was one cupboard they get into, but have covered that hole up. I think there might be a hole behind the stove that they are coming from, but can't…

13 years13 yearsIzzehzIzzehz posted:
Mice

We found out about a week ago that we have mice. Yuck. We have managed to catch one with traps. I have seen others since, but they are just not…

13 years13 yearsIzzehzIzzehz posted:
60mm Overhang On Bricks?

We had a similar thing at the front of our house. Our builder put metal brackets in to provide extra support to the bricks.

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13 years13 yearsIzzehzIzzehz posted:
Cheated out of our land

Not sure if this is all states, but I have heard that it doesn't matter if you are the higher or lower block, the retaining wall is the responsibilty of…

13 years13 yearsIzzehzIzzehz posted:
House is almost ready....now what?

Water will be connected, that is connected as soon as the land titles. With electricity (and gas), our builder connected it in their names during the build, and then at…

13 years13 yearsIzzehzIzzehz posted:
How much of your income is spent on loan repayments?

Most of my income goes on our mortgage, and this includes extra payments. I could reduce the repayments if needed, and use the full contract term to pay off the…

13 years13 yearsIzzehzIzzehz posted:
Things you forget - summary page 32

Not sure if this has been said, couldn't see it in the list.
A light in the pantry. We have a corner (non walk in) pantryand didn't even think of a…

13 years13 yearsIzzehzIzzehz posted:
Did you get your washing machine connected to rainwater tank

We have our tank hooked up to the cold tap on our washing machine. We have put a sign near the tap saying that it is not drinkable. I am…

13 years13 yearsIzzehzIzzehz posted:
wide frontage designs?

I think I agree Mclaren. It would be easier for the path to run alongside the house, rather than a garden bed, especially as it is a long front. I…

13 years13 yearsIzzehzIzzehz posted:
Recommend a broker - Frankston area

Thanks, I will give her a call later. I know we won't have any trouble getting a loan, just want to try and get a better deal.
Thanks again!

13 years13 yearsIzzehzIzzehz posted:
Recommend a broker - Frankston area

Thanks, but a little too far to drive haha. It has been hard enough to convince my partner to see a broker. I got no chance of convincing him to…

13 years13 yearsIzzehzIzzehz posted:
Recommend a broker - Frankston area

My partner and I have been in our place for nearly 12 months, but when we first got our loan, we didn't look around and just went with the bank…

13 years13 yearsIzzehzIzzehz posted:
Buy or rent? Place earnings into a house or savings account?

Also, forgot to mention, you have to declare your savings at tax time, and may have to pay tax on them, where as if you pay it onto a loan…

13 years13 yearsIzzehzIzzehz posted:
Buy or rent? Place earnings into a house or savings account?

I would start looking to buy now. But (as you suggested) do not borrow as much as the bank will allow ($500,000). When interest rates go up, you would more…

13 years13 yearsIzzehzIzzehz posted:
Retaining Wall Cost - Who is Responsible?

Not 100% sure of this, but I have heard that the retaining wall is the responsibilty of the person who alters the level of the land. I take that to…

14 years14 yearsIzzehzIzzehz posted:
What actually happens - P&I repayment ANZ Simplicity Plus?

You basically have it right, from what I can tell. If interest rates do go down (which I doubt they will) or if you pay extra, your required monthly repayment…

14 years14 yearsIzzehzIzzehz posted:
Is anyone building Eden at Skye - Stage 4

It will be fairly busy I think, as all the traffic that currently travels along McCormicks, then onto Ballarto and onto McClelland, will now travel straight along the McCormicks extension.…

14 years14 yearsIzzehzIzzehz posted:
How often do you visit your site?

We would visit after work, only once saw a tradie on site, and that was on a public holiday (Australia Day!) Sometimes we visited daily, other times it was left…

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