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James_smith
11 Posts
James_smith
11 Posts
Junior Member

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James_smith

Joined 18 November 2010
Junior Member
13 years13 yearsJames_smithJames_smith posted:
Highlands Estate Craigieburn

If Telstra says that they dont have any spare ports available than pretty much no other ISP will be able to provide you with internet connection as all the internet…

13 years13 yearsJames_smithJames_smith posted:
Highlands Estate Craigieburn

I just moved in last week in Malcolm creek region of Highlands estate.
When i called Telstra to signup for a tel line, i was advised that they wont be…

13 years13 yearsJames_smithJames_smith posted:
Debt Consolidation via Home loan Topup

Hi jb_money,
Thanks for your great insight. Refinancing is an option if Bankwest doesnt want to topup the loan as it doesnt make sense for me to pay high rate personal…

13 years13 yearsJames_smithJames_smith posted:
Debt Consolidation via Home loan Topup

I was going to ask for any home loan topup with Bankwest based upon their latest valuation that they will do before releasing the final payment to the builder.
Correct me…

13 years13 yearsJames_smithJames_smith posted:
Debt Consolidation via Home loan Topup

Thanks for your reply Kyton.
What would be the reason for the lender not to allow for a homeloan topup when there is enough equity in the property?

13 years13 yearsJames_smithJames_smith posted:
Debt Consolidation via Home loan Topup

Hi Respected Members of this forum,
My home is under construction and should be ready within 1 month's time. I've got my 80% home loan through Bankwest, so i didnt pay…

14 years14 yearsJames_smithJames_smith posted:
My Home loan Predicament

Hi Karry,
The latest twist in the story is not many lenders are keen on refinancing my land loan as its been only 2 months old. What i have heard is…

14 years14 yearsJames_smithJames_smith posted:
My Home loan Predicament

I hope you are right Zozo, First of all i need a good broker who can work with my circumstances as the previous broker screwed my simple loan application to…

14 years14 yearsJames_smithJames_smith posted:
My Home loan Predicament

I just got the copy of my credit file and it has 4 consumer credit enquiries on it. Does that mean that i now have a bad credit score? Are…

14 years14 yearsJames_smithJames_smith posted:
My Home loan Predicament

Thanks for your replies building1 and kyton
Kyton - I can wait for 1 more month to get my probation period over, even if the lenders dont consider my overtime than…

14 years14 yearsJames_smithJames_smith posted:
My Home loan Predicament

Hi everyone,
I am seeking some guidance from the knowledgeable participants here.
My situation is as following:-
I bought a block of land in Craigieburn, Vic in Jan 2010 for $170,000 and it…

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