Thanks Tom. Our borrowing capacity is good and both are in settled jobs and our credit score is very good(Equifax) it's the NAB internal credit system that's rejecting us. I…

Will this be a situation even if I had a pre-approval for construction when I purchased the land ?
I got an pre approval last year when I purchased the land…

My broker mentioned that we got a pre approval from NAB when I buy the land but now as it's past 6 month the pre-approval is expired and we need…

Any Recommended good bank for my scenario .. construction loan with 88% LVR

Sorry didn't get that account conduct thing..we were not impacted by COvid.. we are showing that we are consistent with our savings in the past 7 months after land purchase.…

My agent is talking with their BDM but what they say is they can't overide the system.

My agent have submitted but the System rejects and they are unable to give any reason for it. We have an LVR of 88% but still rejects.. is it worth…

Hello All,
Sorry for the long post.
I came here for your inputs on the trouble I have to get a construction loan with 88%LVR in NAB.
Here is my situation
1. Bought a…