Judging from most of the replies. Pre-approval isn't that useful. Seems like a waste of time and money.

Choosing the right broker is often as important as choosing the lender. Where you get the right broker, they can find a way for you to benefit and the…

Are there any precautions we can take to ensure that pre-approval is worth something? Because if this is the case, then pre-approval becomes worthless.

I'd suggest to get rid of all your unnecessary credit cards

Yes, I've done this to take advantage of the increase in value of the property of our home. Would be a waste if I wasn't able to use the…

To fix or not to fix, that is the question. The question is also based on a matter of timing. If at the time you are applying for…