This is such a common issue by the sounds of it. Putting my bankers hat on for a mo
There are two main issue:
1) control of funds and the 2)…

Not a good situation but I agree wirth Ed. They signed off on it thier problem. I have had a few lenders try and pull their approvals on me /…

CBA came out with a published 1% discount off the standard variable rate today for sub 80% LVR loans over $500k. There is certainly a price war going on with…

Exactly better the devil everyone knows. Some of the crap GE and Rhg (old rams) pulled during the gfc was unbelievable. That is why contrary to many of my colleagues…

I have seen this argument many many times before about who is better brokers or banks direct and IMO it comes down to the people you deal with not the…

I am not 100% on this but I have a hunch D & B are more in the commercial credit report space and Veda are more in the individual space.…

Yes that's right at 75% lvr you have effectively a worst case scenario of a 20% margin for error ie a 95% loan. Certainly not ideal if it were to…

So looks like the net is important for people doing research on home loans. I thought as much. Is interesr rates people are looking for online or something else? Surely…

I like ME too, quality lender and the first lender that brought in a true no fee loan.
They got a bit caught up in the GFC though (they securitise…

Hi Meatbag,
Ha ha yes the old dolomite. The CBA got me a uni with a special cheques cleared instantly account. It was pure gold back then not to have to…

Please vote!!

What was the outcome on the lmi cos grevis??

Hi,
I for one am not convinced that broker inquiries ie agent inquiries dont count against you. If credit score is done automatically and the algorithins are secret how would you…

Go to a broker get their advice and then go direct to the recommended bank? Are you serious?? Obviously you don't respect a) what a good broker can do for…

Have never used them personally but I considered joining them a while back as a franchisee. They are a mortgage broker and may also have access to their own loans…

Must be a pretty crappy house
Onto the next one. I suggest you go with a lender that allows upfront valuation next time if you plan…

You will be fine. Savings just have to be in one of your names.
On those incomes you should be able to borrow more than you need no problem.
That…