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michae
19 Posts
michae
19 Posts
Junior Member

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michae

Joined 13 June 2014
Junior Member
1 year1 yearmichaemichae posted:
Second Mortgage

Hi
Many mortgage lenders are reducing the availability of second mortgage programs as the secondary market continues to grapple with credit issues, so you may find it much more difficult to…

1 year1 yearmichaemichae posted:
First home - How much do I need to save?

Great Job! you are way ahead for people who are specifically your age.
Basically in order to afford a house, you need more than just a down payment saved up.…

1 year1 yearmichaemichae posted:
buying privately

You absolutely can buy a house without one. But there are plenty of other reasons, too, for using an agent. They do a lot of behind-the-scenes work. They know what…

1 year1 yearmichaemichae posted:
What the hell is "Hamptons Style"

Hamptons style is the modern design for American house type of house. The colors combinations in the interior is like a scheme of an artwork and is full of lively…

1 year1 yearmichaemichae posted:
Finance not approved - preliminary deposit

I agree with @lovisa . It will also depends on the time gap between the disapproval and initial deposit. If it takes a couple of months then you already been…

1 year1 yearmichaemichae posted:
dreaming?

Before you look for mortage broker, you should consider these:
First, talk with someone who have already done this and gain some tips from them.
Second, discuss this with your family.
Third,…

1 year1 yearmichaemichae posted:
windows flashing how to do it properly ?

It looks like there are a lot more steps to installing window trim than I thought. I was under the impression the kit would basically just slide into the frame,…

1 year1 yearmichaemichae posted:
Building warranty insurance

Well, If the builder is not in administration, seek legal advice.

1 year1 yearmichaemichae posted:
First Home Buyers - Stamp Duty

Hi! ,
By definition, stamp duty is a tax which must be paid on property purchases which exceed certain monetary values. The more expensive the property, the greater the percentage of…

1 year1 yearmichaemichae posted:
Construction loan repayments

You might probably know that, loan repayments are also interest only during the construction period, providing comfort and security to renovators and home builders by minimizing their repayments during an…

1 year1 yearmichaemichae posted:
Land and Construction Loan

Well, Buying land & building a new home can be an exciting experience. And if you plan to get financing you need to understand your options related to lot loans,…

1 year1 yearmichaemichae posted:
Construction loan repayments

On top of that, I believe the lender needs to know that you can make your monthly loan payments during construction. If the lender thinks you can’t make your current…

1 year1 yearmichaemichae posted:
First Home Buyers - Stamp Duty

Well, Each state is different, but I guess most of this money comes from the HOME Investment Partnership Program, which is a federal block grant to create affordable housing.

michae wrote:

Hello everyone :) How is it going? just got back on this site :)

1 year1 year
5 years5 yearsmichaemichae posted:
Tiling dilemma

Since you've already decided, will you just post some pics of your finished product? It would be much appreciated!

5 years5 yearsmichaemichae posted:
Demolition, salvaging home

Have you considered garage sale or something like that? It might be helpful.

5 years5 yearsmichaemichae posted:
Show me your kitchen...

lmille32,you're kitchen is beautiful. The cabinet looks elegant, it fits perfectly on the location too!

5 years5 yearsmichaemichae posted:
Is my roof color wrong?

I second this one! Wow, it's superb! :shock:

5 years5 yearsmichaemichae posted:
Thoughts on tile colors

I think the Lava Chocolate will be good! Even the name sounds delicious, lol..

5 years5 yearsmichaemichae posted:
A New Member

Hello everyone!
I'm a new member here and my name is Michae (read as: Mi-chee). I hope we could get along just fine. I can't wait to explore this forum.
You…

About

Introduction

Hello everyone!
I'm a new member here and my name is Michae (read as Mi-chee). I hope we could get along just fine. I can't wait to explore this forum.
You…

Occupation

Loan Broker

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Joined homeone
13 June 2014

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