Hi
Sorry to say but Westpac owns & funds St George so both have similar credit policies and so I'd be wary about going down that route.
They also talk to each…

Hi
Westpac is the most expensive lender for most people even with their standard package discount of 0.70%
At the moment you should be aiming to get a variable interest rate of…

Advantedge is a NAB funded wholesale mortgage arrangement used by the broker channel and mortgage managers to provide their own 'white label' loan products. Mananged by Challenger Mortgage Management you…

Hi
Their mortgage rates don't look that competitive. Their advertised 5.89% 'get you in the door rate' may look attractive but the comparsion rate of 7.10% shows you whats to come.
Remember…

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To refinance your not changing titles just changing lenders and so there is no need for lawyers to be involved.
The banks (or their legal people) sort it out for…

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If your CBA loan was taken out after 1/7/2011 the only costs to switch lenders will be the cost of a discharge fee usually $250-$400 depending on the lender and…

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The type of loan does not matter. All you need to give the bank is a copy of the signed building contract and evidence of the land ownership and they…

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If its a properly documented vendor finance arrangement and your parents are providing 'credit' then your parents will need to be licenced under the National Consumer Credit Protection Act

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Valuations can at times be delayed due to uncooperative tenants delaying access or even vendors &/or their agents. Subject to access being OK 2-3 days will usually do it. After…

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There is no stamp duty payable only registration fees ($102.40 x 2) for the discharge from ANZ and regisration of the new mortgage.

Hi
IMO 6.74% is not that attractive and depending on loan amount and LVR you should be able to get a rate of 6.3% - 6.5% (now that most lenders have…

Depending on the value of the property together with its location will dictate how much they will charge but for an average metropolitan located residential property anywhere from $175 up…

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I found this one http://www.excely.com/template/loan-calculator.shtml and it has provision for extra payments.

Nicole
If you have not settled yet then the issue of of dirt/pegs is clearly one for the vendor to address.
A simple solution may be to tell the agent that you…

Banks product criteria including maximum and minimum individual loans amounts are set in stone unless obtained as part of a package.
Brokers generally can not get this varied.
In any case…

Hi
Many possible problems here if your looking for normal home loan including:
Location: If land is not located close to a major regional town it may be considered "remote" and…

Sorry but the ANZ comment is incorrect. Original poster has already said that ANZ would not lend because her husband was still considered to be an owner builder not withstanding…

I'd be careful about the give "advice" bit as some general & specific advice could potentially put you in breach of the NCCP Act.

I think the real issue is not the amount of commission refund available but what mortgage product are you getting. Are they putting borrowers into a loan which gives them…

There is no legal requirement for it to be sent anywhere in particular with most lenders giving you the option to send the documents to any one of the borrower,…

Sorry to say but both Bankwest and Suncorp use QBE as their mortgage insurer and so you will most likely be declined again.
Not sure what a "mortgage agent" is but…

whats the land postcode?

Like previous poster said most lenders look to limit owner builders to 60% max LVR. That said some will not touch OB at all.
Speak with a broker as there are…

Most lenders will not lend where owner builders are involved. Whilst I understand that you are only contemplating certain site works I would suggest that you forget it and try…

Why do you want to move, what rate are you presently being charged?

What LVR are you looking at?
If you can get it down to 85% there are lenders doing deals without LMI.

LMI is only payable by a borrower if you borrow more than 80%, it has nothing to do with your age or anything else.

A SMSF can purchase any property it likes as an investment subject to its investment strategy allowing it to do so.
Residential property must be purchased from an arm's length vendor…