Nervous about approval
Gosh how long are you waiting? It should take him/her no more than 15 minutes to work out.
Nervous about approval
The banker or broker should be able to tell you upfront prior to you submitting the application whether the application services (i.e. you can borrow the desired funds) or not.
Hasn't…
4 townhouses w/ Basement
Hi Guys,
I have got a site in castle hill which is DA and CC approved for a 4 x 3 bedroom, 2 bathroom townhouses. The townhouses are 3 level (top…
Commercial loan and line fees
Why are you on a commercial loan rather than a resi loan?
Are we dreaming?
You can use those calculators for determine your borrowing power. Each lender calculates borrowing capacity differently with lenders like Suncorp and Bankwest being on the conservative side of the scale…
Success and failures for new home & land finance
most banks offer free upfront valuations - I would see if your bank does this. Valuation are not specific to the bank or even the valuation company - they are…
Views: Fixed Loan Vs Variable ?
So why not have a split loan - x portion fixed and y portion variable?
Who is your land loan with and why?
NAB and Westpac would be front runners. You can order upfront valuations with both which is handy. They borrowing capacity is also quite high in comparison to the other lenders.
Granny Flat Builder in Sydney
Does anyone have any good GF builders in Sydney?
Regards
Shahin
Seperate loans for land and construction?
This is pretty straight forward - I would look at dealing with someone more competent. The existing loan is the land loan and the second loan would be the construction…
Using home loan for furnishings
If you have equity in your property and can go to 80% LVR then yes you can. Some banks with have restrictions in terms of the cashout amount. Shouldn't have…
Valuing your Home before Construction
It depends on the area but generally speaking it would be:
1. Dishwasher
2. Ducted Air Con
3. Landscaping
Regards
Shahin
Construction Loan
You would need to organise finance approx 2 months prior to settlement. You can get a pre-approval now but (a) you will need to keep renewing it which means more…
Villa Builders
Hi Guys,
Is anyone able to recommend well priced Villa Builders in the Newcastle Area?
I have a 3 dwelling site (1 x 3 bedder and 2 x 2 Bedders).
Regards
Shahin