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Shahin A
16 Posts
Shahin A
16 Posts
Junior Member

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Shahin A

Joined 24 December 2012
Junior Member
10 years10 yearsShahin AShahin A posted:
Nervous about approval

Gosh how long are you waiting? It should take him/her no more than 15 minutes to work out.

10 years10 yearsShahin AShahin A posted:
Nervous about approval

The banker or broker should be able to tell you upfront prior to you submitting the application whether the application services (i.e. you can borrow the desired funds) or not.
Hasn't…

10 years10 yearsShahin AShahin A posted:
4 townhouses w/ Basement

Hi Guys,
I have got a site in castle hill which is DA and CC approved for a 4 x 3 bedroom, 2 bathroom townhouses. The townhouses are 3 level (top…

11 years11 yearsShahin AShahin A posted:
Commercial loan and line fees

Why are you on a commercial loan rather than a resi loan?

11 years11 yearsShahin AShahin A posted:
Are we dreaming?

You can use those calculators for determine your borrowing power. Each lender calculates borrowing capacity differently with lenders like Suncorp and Bankwest being on the conservative side of the scale…

11 years11 yearsShahin AShahin A posted:
Success and failures for new home & land finance

most banks offer free upfront valuations - I would see if your bank does this. Valuation are not specific to the bank or even the valuation company - they are…

11 years11 yearsShahin AShahin A posted:
Views: Fixed Loan Vs Variable ?

So why not have a split loan - x portion fixed and y portion variable?

11 years11 yearsShahin AShahin A posted:
Who is your land loan with and why?

NAB and Westpac would be front runners. You can order upfront valuations with both which is handy. They borrowing capacity is also quite high in comparison to the other lenders.

11 years11 yearsShahin AShahin A posted:
Granny Flat Builder in Sydney

Does anyone have any good GF builders in Sydney?
Regards
Shahin

11 years11 yearsShahin AShahin A posted:
Seperate loans for land and construction?

This is pretty straight forward - I would look at dealing with someone more competent. The existing loan is the land loan and the second loan would be the construction…

11 years11 yearsShahin AShahin A posted:
Suncorp

Suncorp are great - their biggest problem is their borrowing capacity. They have one of the most conservative servicings.

11 years11 yearsShahin AShahin A posted:
Using home loan for furnishings

If you have equity in your property and can go to 80% LVR then yes you can. Some banks with have restrictions in terms of the cashout amount. Shouldn't have…

11 years11 yearsShahin AShahin A posted:
FHOG Application for house+land pkg

Which state is it?

11 years11 yearsShahin AShahin A posted:
Valuing your Home before Construction

It depends on the area but generally speaking it would be:
1. Dishwasher
2. Ducted Air Con
3. Landscaping
Regards
Shahin

11 years11 yearsShahin AShahin A posted:
Construction Loan

You would need to organise finance approx 2 months prior to settlement. You can get a pre-approval now but (a) you will need to keep renewing it which means more…

11 years11 yearsShahin AShahin A posted:
Villa Builders

Hi Guys,
Is anyone able to recommend well priced Villa Builders in the Newcastle Area?
I have a 3 dwelling site (1 x 3 bedder and 2 x 2 Bedders).
Regards
Shahin

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24 December 2012

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