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Stig
30 Posts
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Stig

Joined 23 June 2012
Junior Member
2 years2 yearsStigStig posted:
Bank valuation dispute

This is a tricky one, while the shed is approved by the local council does it tick the boxes for the following
- Living area is less than 40m2
-…

11 years11 yearsStigStig posted:
refinancing and valuations

'small $500-600 fee to leave bank X' , Most Banks don't have break cost any more ... You may lost you package fee for the year .
Why are…

11 years11 yearsStigStig posted:
Newhere - Conditional Approval given - then not

Hey whyw8
Love/Hate pre approvals …
It bizarre to request tax returns after the fact , Or did the lender just do a ‘ thumbs up’ without submitting the application…

11 years11 yearsStigStig posted:
What to look out for in mortgage documents?

Hi Pooks83
Look for the following
1. Early Payout Costs/refinance costs - Most banks have removed these now. For example if you take out a annual package fee (which waives the…

11 years11 yearsStigStig posted:
Construction loan

I would go for the brokers idea ! When we built we included the fence , mail box and a 6*6m shed . And then we took the price tender…

11 years11 yearsStigStig posted:
Westpac Discount %?

This is a tough question , because each customer is different and the discounts can vary . New to Bank customer over 500k get 1% , exisitng 0.9-1% .…

11 years11 yearsStigStig posted:
hiring a rotary hoe hydraulic or buying a petrol one.

Hey mynameisjonas
I would hire , instead over buying . I have the whipper snipper attachement ... which works okay . But it doesn't have the power of the rotaty…

11 years11 yearsStigStig posted:
Views: Fixed Loan Vs Variable ?

Heres my 2 cents on fixed vs variable
Fixed Rates
Good Bits - Your interest rates are fixed in (and if rates go up … who cares) and the…

11 years11 yearsStigStig posted:
Commercial loan and line fees

The Business Loan/ Commercial loan is due to the nature of the security being offered to secure the loan .
If you have available equity in resident security , you could…

11 years11 yearsStigStig posted:
Commercial loan and line fees

'The line fee compensates the bank for the capital held on the limit should the product not be fully drawn' . I would recommend talk to the bank about reducing…

11 years11 yearsStigStig posted:
Old bank building

Hey kass1960
Any updated photos , how are things going ?
cheers
Stig

11 years11 yearsStigStig posted:
Buying land before settlement of current home?clauses?

Hey Meowsy
Good Question, the finance clauses is the key here. You could sign a contract subject to the sale of your house; this protects you ... if your…

11 years11 yearsStigStig posted:
Custom Gemmill home in Bedfordale - OMG I love our floors!!

The roof looks great in that shade of colorbond . More Photos please
cheers
stig

12 years12 yearsStigStig posted:
Bank evaluation problems? Anyone has been under-evaluated?

Hey opu316
Best of luck with the valuer , you may be surpised that the valuer is only given the plans and not the list of inclusions . This…

12 years12 yearsStigStig posted:
Panther protect security doors

Sorry the link you provided has a small video with that guy from playschool (i think ) and has a set of crab pots made out of the product .
Cheers
Stig

12 years12 yearsStigStig posted:
Panther protect security doors

WOW - expensive crab pots .
How does it compare to crimsafe or Amplimesh for price ??
http://www.crimsafe.com.au
http://www.amplimesh.com.au
http://www.invisi-gard.com.au
cheers
Stig

12 years12 yearsStigStig posted:
Omg wot do I do...lost n confused female lol

Hey Lipgloss
Whats your budget ?? Any chance you could post your floor plans to help with your question ?
Cheers
Stig

12 years12 yearsStigStig posted:
HELP!!!

woodland grey or monument trims would look good.
Cheers
Stig

12 years12 yearsStigStig posted:
mirror splashbacks

We looked into them , but we had some question about the following
- Heat around our gas top stove
- Cleaning (would this be a full time job)
Seen them…

12 years12 yearsStigStig posted:
Dark roof, dark garage

Love the woodland grey trims , please post new photos when completed .
Stig

12 years12 yearsStigStig posted:
Bank evaluation problems? Anyone has been under-evaluated?

Hey opu316
Quick question
- Has the land prices fallen in the area ?
- What the average sales price in the area for Land , Land and House Packages or…

12 years12 yearsStigStig posted:
Re: Our custom design on 2acre - Updated Pics 21/06/12

No Probs ... I'm just sorry I missed them as everybody is comment on them . Again the house pictures look great
Stig

12 years12 yearsStigStig posted:
Re: Our custom design on 2acre - Updated Pics 21/06/12

Love the pictures , any chance you could repost plans
cheers
Stig

12 years12 yearsStigStig posted:
Your Variable Rate Home Loan

BANK : Westpac
RATE : 5.94% (at the moment)
LOAN : $400k
OFFSET : Yes
SPECIALS : Premier Advantage Package which gives us 0.95% off the standard rate , redraw , offset , no…

12 years12 yearsStigStig posted:
QLD Solar Bonus scheme change from 10 Jul - bye bye 44c/kwh!

Even people with 44c wont have it for long
How long with the 44c last for if you sign up before 9th July??? Is it a twenty year thing or a…

12 years12 yearsStigStig posted:
Things you forget - summary page 32

http://www.appliancesonline.com.au/freestanding-upright-omega-gas-oven-ofgg7gvxa
Gas Ovens ...... yes you can
cheers
Stig

12 years12 yearsStigStig posted:
Things you forget - summary page 32

I wish I had spent more time researching A/C types , Stoves ... checking energy efficient . (Instead of purchasing on Price) . We purchased Kelvinators A/C, which are okay…

12 years12 yearsStigStig posted:
Old bank building

The building looks Great , removing that vault could be tricky ... as most have soild concrete walls (old vaults make great wine cellars) . Any heritage listiing issues with…

12 years12 yearsStigStig posted:
Current loan question

I would recommend talking to a HFM (Home Finance Manger) about your loan , you could certainly apply for another top up . You may require the following
-…

12 years12 yearsStigStig posted:
Bank evaluation problems? Anyone has been under-evaluated?

I have seen valuations increase or decrease for some of the following reasons
- Flood / Fire (With all the recent floods , I have seen a houses purchased at…

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23 June 2012

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