Home Loans & Mortgages Articles

Home Loans Repayment Options Amid The Recent Massive Floods

Homeowners with existing home loans who were badly hit by the recent massive floodings in some parts of the country are encouraged to seek help sooner than later.

Intellichoice1 month1 month

Reserve Bank Holds Cash Rate This Past Quarter-Where To now?

Australia's reserve bank has held the cash rate for the past quarter at 0.1% and March has been left the same as the previous 4 months.

Intellichoice2 months2 months

Australia Auction Market Shows Promising Record-breaking Response

Despite some rapid increases in listings of properties in Australia the clearance rate has actually jumped to near 85% which is substantial given the concerns around the effect of pandemic would have on residential real estate.

Intellichoice2 months2 months

RBA Retains Lowest Cash Rate In Recent Update

In the most recent circular update from the Reserve Bank of Australia (RBA) the board has elected to maintain the current interest rate of 0.01% for the first quarter of 2021.

Intellichoice3 months3 months

This Is How The Proposed Stamp Duty Can Affect NSW Home Buyers

For over a hundred years, the stamp duty remains unchanged, which makes it outdated. Thus, policymakers in NWS are planning to change this system in a bid to stimulate economic activity stemming from the housing sector.

Intellichoice4 months4 months

A Comprehensive Guide For First Time Home Buyers in Australia

Getting your own house can be a daunting endeavor for many, especially if you are a first time home buyer. There’s just so many things to do and to consider to make this major undertaking a success.

Intellichoice5 months5 months

How Does Reverse Mortgage Work?

Many people, especially those who are approaching retirement should know the benefits of reverse mortgage and how they can take advantage of their current property with this loan product.

Intellichoice5 months5 months

Moving In To Your New House? Make Sure You’ve Got Everything Covered

Moving to a new house can be as daunting as buying a new property. But it doesn’t have to be that stressful if you follow this quick list of things you need to prepare before the D-day.

Intellichoice5 months5 months

First-time Homeowners: Fixed Vs. Variable Rate Loans

Living in a cramped apartment complex with your growing family can be frustrating to many, considering how If you’re one of those in this dire situation, considering buying your own home is probably the right decision to make.

Intellichoice6 months6 months

Home Loan Calculators: Why and When to Use Them

Knowing how to use the most frequently used home loan calculators will not only make one’s mortgage application an easy one, but it can also increase the likelihood of approval.

Intellichoice6 months6 months

Buying Property For Investment In This Volatile Economic Condition

With the property market being considered as the most low-risk investment portfolio, many are buying properties for investment purposes. But is buying a property in this high time of uncertainty a smart move?

Intellichoice6 months6 months

Applying for Home Loans With Bad Credit History

Banks look at creditworthiness when someone approaches them for any loan products--from home loans to personal loans. This makes borrowing inherently difficult for people who have blemished credit history.

Intellichoice6 months6 months

5 Key Things To Consider Before Getting A Home Loan

Getting a home loan is a serious undertaking that should not be taken lightly. Without proper preparation, it could ruin not only your credit record, but even some aspects of your life.

Intellichoice6 months6 months

How To Avoid A Stressful Home Buying Experience

Everyone at some point in their lives wishes to buy their own home. Getting a home loan is the most popular way towards home ownership in Australia. But ill-prepared, this supposed life-changing experience, can be a disastrous one.

Intellichoice6 months6 months

76,000 Surplus Dwellings Seen To Dampen Housing Prices

As the impacts of the pandemic are starting to take its toll on economy and immigration policies, at least 76,000 houses will likely remain unoccupied by next year.

Intellichoice7 months7 months

Getting Owner-builder Loans Is Hard, But Worth The Try

Owner builder loans are specialised loans specifically designed for people who are looking at building their own dwelling from scratch. Regardless of getting this loan during this high time of uncertainty or not, getting one’s loan application approved ca

Intellichoice7 months7 months

Home Loans Repayment Options Amid The Recent Massive Floods

Reserve Bank Holds Cash Rate This Past Quarter-Where To now?

Australia Auction Market Shows Promising Record-breaking Response

RBA Retains Lowest Cash Rate In Recent Update

This Is How The Proposed Stamp Duty Can Affect NSW Home Buyers

A Comprehensive Guide For First Time Home Buyers in Australia

How Does Reverse Mortgage Work?

Moving In To Your New House? Make Sure You’ve Got Everything Covered

First-time Homeowners: Fixed Vs. Variable Rate Loans

Home Loan Calculators: Why and When to Use Them

Buying Property For Investment In This Volatile Economic Condition

Applying for Home Loans With Bad Credit History

5 Key Things To Consider Before Getting A Home Loan

How To Avoid A Stressful Home Buying Experience

76,000 Surplus Dwellings Seen To Dampen Housing Prices

Getting Owner-builder Loans Is Hard, But Worth The Try

Getting Home Loans For Builders In This Pandemic

Renting Vs. Buying A House This Time of Pandemic: Intellichoice Finance [Part 2 of 2]

Renting Vs. Buying A House This Time of Pandemic: Intellichoice Finance [Part 1 of 2]

Owner Builder Loan This Pandemic: Is It Worth It?