Cheers guys for the comments.
lonnie, thanks mate, makes me feel abit better about the process which sometimes can feel so draconian. Trent thanks for the tip, i completely forgot that…

Thanks for the reply Dilla, speaking to a few family friends who are in the industry they've pretty much confirmed the same thing you've written.

A call to the bank…

Hey guys just need a little bit of advice, after saving for a long an arduous 18 months, i've found a property that i'm very interested in. While clarifying a…