Hellman109 posted:stupid auctions
Cause someone just 'won' a house?
Or they are apparently all the desperate sellers amazed that something sells at auctions?
I knew one person who built in the lower ground of his…
Hellman109 posted:Laundry Doors: Security Issue or Not?
Having side fences will do more then anything else.
That way they cant get around the back without being very obvious.
Hellman109 posted:First Homeowner Grant in Vic
He wont nuke it all, Worst case scenario is that he doesnt continue the BOOST, which will put down federal FHOG to $7k. Plus the now larget vic one.
Hellman109 posted:Difference between contract and plans
Actually most use HIA contracts, and someone above said the words come first, and in that case most builders will be the same
Hellman109 posted:Difference between contract and plans
Talk to VCAT or similar about the cladding, obviously the wording and plans are in direct opposition to eachother, so they should be able to help in regards to which…
Hellman109 posted:Approval Drama's with Banks????? Anyone else????
For us its not the bank, but the mortgage insurer.
They seem to wait a few weeks, come up with some more paperwork they want, sit and spin...
EG, building a new…
Hellman109 posted:post Easter valuations
More waiting for us...
BW said that their mortgage insurer dont like my ID (dont ask), and they want more recent pay slips (HINT: If you dont delay over a month…
Hellman109 posted:Tips on how to get builder to hurry up already?
Yeah I would ask for the schedule and see what happens.
Did you have a fixed build period? you should.
As your in Melbourne, the penalty for them is $250 per week…
Hellman109 posted:privary open to public in a display house!!!
I know our builder does too, but in locked cupboards in the 'office' area (converted garage), not in an open area!
Hellman109 posted:Loan Approved
Congratulations!
Im waiting on a call like that in the next week and its nerve racking waiting!
I bet your very relieved now
Hellman109 posted:Choosing Insurance company
When we looked for contents insurance (when renting, we havent built yet) I just went onto all the main insurance companies sites and they do an online quote, picked the…
Hellman109 posted:M3tricon Site Vistit - FINAL TIPS?
Some builders are just slow, ours took 3 working days and out plans included adding an alfresco, changing a number of internal and external walls, enlarging the kitchen, etc.
Hellman109 posted:Credit Card 2.9% pa; homeloan variable 4.9%pa, dilemma!
Your calculation is correct.
HOWEVER
Check for the following:
1. That if you still have some of that 12k debt at the end of the low interest period, is the interest back calculated?…
Hellman109 posted:M3tricon Site Vistit - FINAL TIPS?
Check your contract 10x for your changes.
With ours they mixed up some points and put them in the wrong bedroom, not a big issue for us, but for others it…
Hellman109 posted:Need advice Starting from scratch on rural land
Sounds like someone is having a seachange!
Hellman109 posted:Ask your Home Theatre questions here...
Curtains help stop sounds bouncing and improve sound, always something you can easily add later, and only really help in small rooms and with good sound equipment. Personally for…
Hellman109 posted:Getting Conned by Forced Sustainable Living Additions
IMO they should make the laws so no builder can advertise a non-5 star compliant plan, presuming it was on a flat block and whatever direction they choose for facing.
Advertising…
Hellman109 posted:Cost per square for residential building in Melbourne.
ahh yeah per imperial square. As in ~240m2 and 24sq or something...
But as I said, thats including allot of stuff other people need to add later (like carpets, front…
Hellman109 posted:Ask your Home Theatre questions here...
Your TV will be quite high on the wall, it will be above eye level when sitting so you may want to lower it, most are about 1m off the…
Hellman109 posted:Pre-approval on contract appointment
Yeah we signed the contract before having pre-approval and just made sure both had subject to finance, and had the builder show us both of these clauses.
Hellman109 posted:Standard loan turn around time?
We got conditional approval the same day, but we had everything with our broker well before that.
After that we've been waiting 3 weeks and have atleast 1 more to go…
Hellman109 posted:Slab Heating costs
Most volume builders include gas central zoned heating as standard.
So were going for that, and if the floors cold use a mat or something...
Under floor heating is expensive, and if…
Hellman109 posted:Advantages/Disadvantages of living next to a town centre ?
Be aware of the times that sports run, many will have people there making noise from very early...
Hellman109 posted:what kind of garage door
You havent seen a display home of it?
Luan is the type of veneer as per above, and its weather proof by the naming...
Perhaps you pick the actual style in your…
Hellman109 posted:Cost per square for residential building in Melbourne.
Add ~30% to volume builder prices...
Ours is ~$7500psm, and that includes all flooring, driveway, alfresco, etc. with a volume builder
Hellman109 posted:window locks in M@tricon homes
Windows have always had the inside opening latch, so when you shut them they can only be opened from the inside.
Window locks then mean you still need a key to…
Hellman109 posted:Please have a look at our situation and give us some advice
Ill just add one thing...
Paying $50 a week off your CC will take about 5 years to pay it off, maybe longer. If it had 0% interest forever it…
Hellman109 posted:post Easter valuations
Congratulations! 
I hope to have that come through soon aswell, but atleast 2 weeks 
Hellman109 posted:Renovators delight.
Its no longer a historic house though, it would have been, but now its some rotting wood.
They missed the boat by about 40 years it seems on saving the house.
