An approval can take between a weeks to four weeks depending upon the lender, the finance being applied for, your personal financial circumstances etc - there are so many variables…

One point to remember if you have a choice is that the date the contract of sale is dated is the date that ATO use for Capital Gains - NOT…

There are a range of options out there for this - but to be honest for the money and for the help you get for that money you are better…

With the CBA MAV package your variable rates are discounted by between 0.4% - 0.7% depending upon how much in total lending you have with them. The 0.15% discount…

It depends upon the lender as to whether they will give you the valuation amount if it is on the mark of your estimate or higher - however if you…

That's really nice - a bottle of something or some chocolates and a card saying what you have said here I think would make them think - this is why…

Dear tortoise,
Valuers will normally value the land at the contract price plus the builders fixed price contract for the construction. So if the house land package consisted of land…

Dear AWR,
The short answer is no, the documents you are signing are fine regardless of rate rise or not - if the loan is variable then it will just increase,…

The lenders do desktop valuations - not the valuers themselves - so maybe this is why you had not heard of them and definitely do not go out and look…

See example:
Originally bought a home in joint names for $400,000 with a loan of $360,000 so you own $200,000 each and owe $180,000 each.
Break up occurs - you get the…

Not a situation anyone wants to find themselves in but knowing what happens if this did occur is a good thing.
Kyton is correct - you also need to…

myrate.com.au has good rates, low ingoing fees etc - have you looked at the Deferred Establishment Fees (DEF) for paying a loan out at 2 years - 3 Years. …

Well done and congratulations. All the info "builda" has given you is really helpful information and spot on .
From the finance perspective, with Owner Buidlers,…

Dear Jagguy,
No the free ones are the ones that get paid commission from the lenders (most of the main lenders pay a similar amount of commission and the amount a…

Hi Jagguy,
At some stage all lenders have people unhappy with them - so that is not necessarily a reason to make a decision to go with a lender or not…

sanjeevani - How do I calculate mortgage payments when buying a home from a family member? We are thinking of purchasing a house from my father. Instead of using a…

Finding out information before speaking to someone withing the industry is a good thing as you at least know some or most of what you are after. All banks…