Okay so abit of a vent here. We are STILL waiting on a reply regarding our application ( see below my thread - construction nightmare).
What is the deal with St…

you will be charged interest on the outstanding balance owing and you should be able to make extra payments. there might be fee for changing to P&I at the…

Westpac is negotiable so if you have a decent size loan it is possible to get 1% or more off the variable.

you can do more than 1 increase per year. You maybe be able to get a bigger discount if not you could always jump ship to a better rate.

The bank will take the deposit money into consideration. If you are going to borrow 80% to avoid mortgage insurance you will have to pay the costs out of…

Are you using any other property as security? Some lenders will lend you up to 95% of the purchase price plus the renovations. If you have equity in…