You always have options. One was to terminate but you have to think this through as the costs involved aren't cheap and means finding another builder to take it on.…

Yes we have spoken with a solicitor, and have been given two options.
we are waiting another two weeks to see which way we go.

The builders indemnity is paid before the builder can get the certificate, and the insurance is still in place for each home as they are all separate policies.

QBE is the insurer for the Home Indemnity, This policy will not activate unless the following happen:
Residential Builders Warranty insurance covers loss or damage resulting from non-completion of work, loss…