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thlo
1,563 Posts
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1,563PostsMost Active Topics

thlo

Sydney
Joined 13 October 2008
Gold Member
14 years14 yearsthlothlo posted:
How Much Deposit for Your Home Loan? v2

So what makes you build another one? Do you grow out of it, do your preferences change? I'm really curious Hels.

14 years14 yearsthlothlo posted:
Help in finding a post

it's fantastic kek

14 years14 yearsthlothlo posted:
Welcome to NSW

Yes we are enjoying Fu but where are you lately?

14 years14 yearsthlothlo posted:
Loan to repay family members post construction)

dave- i think it was a general comment by glenglen. You always need to state your purpose when applying for a loan.

14 years14 yearsthlothlo posted:
Sydney's equivalent of Kevin - Where Art Thou?

I met him yesterday for the first time and I think that's what he said but I may be wrong. He is a nice guy.

14 years14 yearsthlothlo posted:
Sydney's equivalent of Kevin - Where Art Thou?

sc, sorry but is that price uptodate?
I think the fee is now $595.

14 years14 yearsthlothlo posted:
Help in finding a post

I can't help you with the answer you are looking for (as I haven't seen the post) but I feel for you. It's always a problem trying to locate…

14 years14 yearsthlothlo posted:
How Much Deposit for Your Home Loan? v2

I think you qualify Rizzo :lol:

14 years14 yearsthlothlo posted:
Loan to repay family members post construction)

It's to do with the cash out component of any loan. They need to know what the cash is to be used for. I sent you a PM.

14 years14 yearsthlothlo posted:
How Much Deposit for Your Home Loan? v2

Im not so sure about that - there are many posters who are building for the 2nd or more time or building for the first time but have previously owned…

14 years14 yearsthlothlo posted:
How Much Deposit for Your Home Loan? v2

that's what the stats say.

14 years14 yearsthlothlo posted:
Loan to repay family members post construction)

Investment loans are at the same rate as residential rates (have been since the competition from non bank lenders) however banks still call the rate "investment loan" rate which gives…

14 years14 yearsthlothlo posted:
How long did it take for you to get approval?

Yes by nature of contract law where the offer is made and then accepted, there has to be loan approval before a loan contract can be issued. Unless it's a…

14 years14 yearsthlothlo posted:
Stonecutters Ridge

hey there sc i know it has been a few months.
100+ is pretty cool, how many is there in the whole project?

14 years14 yearsthlothlo posted:
How Much Deposit for Your Home Loan? v2

you're too literal elastic. everyone knows this is not a scientific survey. just enjoy

14 years14 yearsthlothlo posted:
How Much Deposit for Your Home Loan? v2

Thanks Hels it's good to be here. Always positive! :wink:

14 years14 yearsthlothlo posted:
Kitchen and bathroom share a common wall. Is this bad?

That explains it! :shock:

14 years14 yearsthlothlo posted:
Stonecutters Ridge

G'day stonecutter1309. I like your new signature "after 4 years we're in".
How is the whole estate going? Has it been selling well?

14 years14 yearsthlothlo posted:
My house for sale

Wait a minute, didn't you just finish building your home ::: ?
I am away from the forum a little while and look what I have missed.…

14 years14 yearsthlothlo posted:
How Much Deposit for Your Home Loan? v2

Wow, it's been almost a year since we had this popular poll and so much has changed in lending, it makes sense to run a new poll to see how…

14 years14 yearsthlothlo posted:
FHOG as deposit?

You would be very lucky to find any funder which does not demand savings or equity.

14 years14 yearsthlothlo posted:
What's your mortgage interest rate?

Is that the RHG one?

14 years14 yearsthlothlo posted:
st George

Yes well said. I made this point before, they ARE advertising sites.
I would read their terms and conditions as well as disclosures with a magnifying glass.

14 years14 yearsthlothlo posted:
Does anyone have ANZ Simplicity Plus?

NO, apparently they have been preparing these loan documents for the last two days now.
Well it took 7 business days to start preparing the loan documents after the request to…

14 years14 yearsthlothlo posted:
Deposit on Land . . . does it count??

In lending we take into account all different types of contribution.
So deposits already paid definitely count towards the overall deposit requirement in a given loan application.

14 years14 yearsthlothlo posted:
Does anyone have ANZ Simplicity Plus?

I am still holding my breath.

14 years14 yearsthlothlo posted:
When do we receive our First Home Owners Grant?

That's great news. ::

14 years14 yearsthlothlo posted:
which loan

Is that the lender with 2% (of loan amount) fee if you discharge your mortgage in the first couple of years? :lol:

14 years14 yearsthlothlo posted:
FHOG at or after settlement?

It's the same whether you apply to a lender through a broker or direct to a lender. Broker prepares the FHOG application and hands it over to the lender to…

14 years14 yearsthlothlo posted:
st George

It's hard to disagree with a fan. :lol:

About

Introduction

Hi members,
After my 500th post today, I feel i should finally do my belated Introduction.
Although a few of the moderators and admin have had a bit more introduction from me,…

Occupation

Certified Mortgage Consultant, MFAA Full Member, COSL Member

Interests

Arranging Household Finance (General Info is Provided at Forum for Consumer Use Only. Always Seek Specific Advice. Commercial Use Strictly Prohibited)

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Joined homeone
13 October 2008

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