(Dont quote me on this) - To access your credit file, a credit provider or an authorized agent must obtain your approval, before querying the Veda database. In my case,…

Thanks jb_money. I improved my score by calling all the "authorised agents" and forcing them to remove unauthorised credit/agent inquiries on my file.
Anyways, Ive got my final approval from…

Ive seen my Veda credit score report & its different to the credit report you receive when you pay $60 odd to Veda. Mine was sent to me by an…

Hello everyone, update -Valuation came at the contract price and we got the final approval today! thanks again to everyone who helped.

Hello everyone, I got my home loan conditionally approved today.. Approval subject to
1. Contract of sale
2. Council approval
3. Valuation
Thanks to everyone who has helped me in this thread. Hope…

Im sure they have coz I have a copy of my "credit score". My score is close to 450 with a relative risk of -2.1, whatever that means. Im hoping…

Thanks Di Nosaur
Got another question for the experts here. I have 2 "Authorized Agent Enquiries" on my credit file (which I am trying to get…

Hey guys,
Update: I got my default removed using a solicitor. I guess Ill be OK from here (hopefully). Thanks to Brahma Bull ,joshnjacqui, plc and jellybelly for the advise.…

Hi All
I am selling my current music set up to upgrade later. The items listed below are almost new (used thrice in one year and never cranked to its limit*…

Thanks for the reply.
The $400 was my fault. I didn't care much to update address or forward my mail when I moved. I am looking at those sites and they…

Thanks for the reply Tom.
Savings is another reason why broker is splitting the loan. $200K for the land ($10K deposit + $9700 to cover - all fees and stamp…

Hello everyone
My wife and I are looking to build our first home. We are a little nervous about the whole process and would like the experts here to give us…

They're not free. Discounted maybe. Choose a free facade (included in the base price) and get the electrical pack as well.

Our site costs went up by 4.5K when we changed our LOT. Correct me if I am wrong, but arent the site costs frozen once you sign the sales quotation…

Thanks for the reply. We are planning to visit Spectra this weekend to have a look at all the standard inclusions that are listed in the sales quote, before signing…

Hi All
I am new to this forum. My wife and I are planning to build the Hansen 29 at Cranbourne west. We have a question about the new flooring pack…