Does our current mortgage bank need know knockdown rebuild?
Stamp Duty Question
Try this calculator and give the state revenue office ring, they have the final word (that’s what I do to double check if unsure)
https://apps.osr.wa.gov.au/portal/0/hom ... 1928092652
Very Low Income - Large Deposit - will I get a house loan?
So we aren’t talking personal circumstances here - but the respondents are pretty spot on....
Equity (your deposit)
And your ability to repay a loan
Are two completely different animals.
And the lenders are…
KDR - not on deeds but primary earner - will bank loan to me
Lenders will allow your income to be taken into consideration as a co-borrower or a guarantor if there is “substantial” benefit to you. How that looks differs between lenders.